Thursday, October 22, 2009

"The Illusion that is the Middle-Class"

The world of money is governed by duality. You have the rich and the poor, leaders and followers, entrepreneurs and employees, landlords and tenants, upper-class and lower-class, and so on. Now by this time, someone having read the words above would have tried to correct them by saying that "upper-class and lower-class" do not count as a duality because of the existence of the middle-class, the third category. But the omission of the middle-class category was not a mistake at all. That is because, contrary to public opinion, the middle-class simply does not exist. In fact, the middle-class never existed at all. Now by this point, the same reader mentioned earlier might have laughed these words to scorn. Nevertheless, there is more than adequate proof to back up the claim that there never was a middle-class, nor could there have ever been a middle-class.

To begin with, a financial class (i.e. upper- and lower-class) contains two interrelated defining elements. One element is financial paradigm, and the other is lifestyle. Financial paradigm determines one’s overall view of money, cash-flow, income sources, assets, and so on. Lifestyle is simply how one lives, i.e. what they own, the luxuries they enjoy, their financial responsibilities, and so on. The lower-class paradigm consists of earned income (i.e. working for money, either for someone else or on your own), "climbing the corporate ladder" (which still implies earned income), working hard (i.e. like a horse with blinders), and only getting paid once for doing a job once. The upper-class paradigm, on the other hand, consists of passive income (i.e. money working for you, in the form of large assets you own, with those assets constantly generating millions of dollars for you every year regardless of your presence or absence), building and owning the corporate ladder that everyone else climbs (and that corporate ladder is your asset, generating passive income for you), working smart (i.e. working to learn, as opposed to working to earn; working to build your own assets as opposed to working for money), and getting paid continuously for doing the right job only once. As one can see, the financial paradigms of the lower-class and the upper-class are drastically different. With the lower-class paradigm, you are a slave of money. With the upper-class paradigm, you are the master of it. As such, the upper-class financial paradigm can afford a lifestyle millions of dollars greater than that of the lower-class financial paradigm. And because of paradigms, the respective capabilities to afford such lifestyles are ongoing.

Now for the problem of the so-called "middle-class." First of all, the average middle-class person works for money, vigorously climbs the corporate ladder, works very hard (especially in the process of climbing the corporate ladder), and only gets paid once for doing a job once. Sound familiar? Of course it does! This is exactly the financial paradigm of a lower-class person! But what truly adds insult to injury is that, unlike an intelligent lower-class person who chooses to live a lower-class lifestyle suited to his or her lower-class financial paradigm, the middle-class fool struggles to live a luxurious upper-class lifestyle using that same lower-class financial paradigm. This is why the average middle-class person is drowning in debts and financial disasters of all kinds, including credit card debts, automobile payments, ridiculously expensive leases, mortgages, repossessions, foreclosures, bankruptcies, collections, wage-garnishments, and numerous other types; in other words, he or she is a slave of money. This means that the middle-class is nothing more than a foolishly and outrageously extravagant version of the lower-class, which still makes them lower-class!

Until a person undergoes a true paradigm-shift, from the financial paradigm of the lower-class to that of the upper-class, he or she can only live the lifestyle suited for his or her paradigm, which in this case would be lower-class. People should stop trying to fool themselves with this senseless notion of a "middle-class," where you can achieve the reward of an upper-class lifestyle through the insular and menial responsibilities of a lower-class financial paradigm. Regardless of public opinion, the world of money is still governed by duality.


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